Home At Last™ Program Fees

Home At Last™ Down Payment Assistance – Program Fees

The Nevada Rural Housing Authority does not charge a program fee to obtain Home At Last™ Down Payment Assistance, but there are costs associated with using the program. Your lender will provide a Loan Estimate of the costs associated with the home purchase and type of loan you are getting, which may include the following program-related costs: $400 funding fee, $275 compliance/administrator fee, $21.50 tax service fee, and a loan origination fee of up to 0.50% of the loan amount. The fees are paid at closing and may be covered entirely by your Home At Last™ Down Payment Assistance.

Home At Last™ Mortgage Credit Certificate (MCC) – Program Fees

There is a one-time program fee of $795 payable to the Nevada Rural Housing Authority, plus your lender may charge up to $300 for an application processing fee. The fees are paid at closing and may be covered entirely by your Home At Last™ Down Payment Assistance, if you’re using both programs to buy your home.

Combine BOTH Home At Last™ Programs – Save Even More!

The one-time MCC program fee is reduced to only $395 when you pair it with the Home At Last™ Down Payment Assistance.

Qualified Veterans, Active Duty Military and Members of the National Guard – Thank You for Your Service!

To express our gratitude to our Nevada heroes, the MCC program fee is WAIVED for all Qualified Veterans, first-time buyers serving on active duty, and members of the National Guard.