Home At Last™ Program Fees

Home At Last™ Down Payment Assistance Grant – Program Fees

The Nevada Rural Housing Authority does not charge a program fee to obtain a Home At Last™ Down Payment Assistance Grant, but there are other costs associated with using the program. Your lender will provide a detailed estimate of loan costs associated with the type of loan you are getting, which may include the following: $400 funding fee, $275 compliance/administrator fee and a loan origination fee of 0.50% of the loan amount. The fees are paid at closing and may be covered entirely by your Home At Last™ Down Payment Assistance Grant.

Home At Last™ Mortgage Credit Certificate (MCC) – Program Fees

There is a one-time program fee of $795 payable to the Nevada Rural Housing Authority, plus your lender may charge up to $300 for an application processing fee. The fees are paid at closing and may be covered entirely by your Home At Last™ Down Payment Assistance Grant, if you’re using both programs to buy your home.

Combine BOTH Home At Last™ Programs – Save Even More!

The one-time MCC program fee is reduced to only $395 when you pair it with the Home At Last™ Down Payment Assistance Grant.

Qualified Veterans, Active Duty Military and National Guard Service Personnel – Thank You for Your Service!

To express our gratitude to all Nevada heroes, the MCC program fee is always WAIVED for qualified Veterans, those serving on active duty, and for National Guard Service personnel. Thank you!