Now, that's a bright idea!

Buying a home can be, well, complicated. The intimidation factor in buying a home can be a big one. Some of us think it may never be in the cards for us, while others have *thought* about it, but are apprehensive. Applications, credit checks, down payments, mortgages — it’s all a bit much. But what if we could uncomplicate things? What if we could break it down, build confidence and hook you up with a crew of experts who will not only get you through the process, but treat you with the kindness, respect and guidance you deserve?

Now, that’s a bright idea.

Home At Last™ can provide homebuyers up to $25,000 in Down Payment Assistance and you don’t have to be first-time buyers. Plus, our Mortgage Credit Certificate packs an even bigger punch when it comes to your buying power (a lender can use this tax credit as additional income).

Ready to learn more? Let’s go! You’ll first want to enroll at Home At Last University™ (yes, it’s a real thing). Except our university doesn’t come with tuition — instead, you’ll learn a lot about the homebuying process, connect with a Home At Last™ approved lender, AND fulfill our requirement of homebuyer education.

Take me to HAL U!

If you don’t have the 30-4o minutes to spare right now (that’s about how long our Homebuyer 101 course takes), that’s AOK — just bookmark the page and come back when you’re ready. But you can (and should!) take a quick peek at these crazy-low rates*. 

Show me the rates!

And if you’re ready to rock and want to talk to a lender today, who are we to say no?! We’ve got a handy-dandy search tool that will point you to all-star, HAL-proficient, lender partners in your area.

Find me an awesome lender!

Need another reason to get HAL? The MCC provides a tax credit of 30% of the mortgage interest paid, every year for the life of the loan — we’re talking 30 years of big-time savings. Now, that’s a bright idea.

Tell me more about this MCC!

Estimate your savings with the MCC calculator

*Home At Last participating lenders are responsible to follow all program guidelines and reserve loans at the rates published at eHousingPlus. Not all applicants will qualify. Home At Last, a program of the Nevada Rural Housing Authority does not originate mortgage loans. Eligibility for the program is determined by licensed lenders approved to offer the Home At Last program. Rates shown are for illustrative purposes only. This is not an offer to lend money or solicit a mortgage application.