Become a Home At Last™ Lender

Being a HAL participating lender is pretty much the bee’s knees! Our team loves to shout it from the rooftops, “We’ve got the BEST lenders!” So as soon as you’re “in,” we’ll get our megaphones ready (and we’ll put your name and face on our website after you help your first Home At Last™ borrower!). Follow the steps below if you want to offer the HAL Down Payment Assistance program to your borrowers, and in no time, you’ll be part of the team.

Step 1)  Contact US Bank at 1-800-562-5165 to get approval as a correspondent lender.

Step 2)  Once approved through US Bank, send us the executed Lender Participation Agreement for the DPA Program, along with a copy of the US Bank approval letter.

Sign and Return – Lender DPA Participation Agreement
Submit the Signed Agreement and US Bank Approval Letter Here

Step 3)  Complete the Training – Get Started Today!

Once your New Lender Agreement is approved, follow the Home At Last™ DPA Training Process outlined below. If you need to expedite the process, or would like assistance, please contact HAL@NVRural.org.

  1. Complete Home At Last Lender 101 Programs Training through “HAL U”
    Who Attends: Loan officers, assistants, processors, underwriters, and anyone who “touches” the file, and those who already have user credentials but need to add Home At Last to their list of options.
    How to Sign Up: Take the Lender 101 training online 24/7 at HAL University here.
  2. Complete Technical & Workflow Training provided by eHousingPlus
    Who Attends: Anyone requiring login credentials to reserve, close, or complete underwriter certification, etc. You only need to take this training once, so if you already have login credentials for another assistance program, click here to simply add the Nevada Rural Housing Authority – Home At Last program to your existing list of programs.
    How to Sign Up: Register here for the live webinar, each Thursday from 9:00 – 10:00 a.m. PDT
  3. Complete Closer/Shipper Training through US Bank
    Who Attends: Closers and Shippers only
    How to Sign Up: Contact US Bank here.

Lenders must sign a separate Lender Mortgage Credit Certificate (MCC) Participation Agreement with Nevada Rural Housing Authority to begin offering the HAL MCC program to borrowers. The link is below – it’s as easy as that!

Sign and Return – Lender MCC Participation Agreement
Submit the Signed Agreement Here