HAL Lender Seller Guides, Updates, Bulletins & Notices

FHA to permit DACA status recipients to apply for FHA insured mortgages. Note: U.S. Bank does not have any conflicting overlays.
Click here to read the full notice.

Our industry is rapidly evolving in this unprecedented environment.  To support our lender partners, links to important lender seller guides, updates, bulletins and notices are provided below to provide easy access to the latest information. Bookmark this page – we keep it updated as new information is published.

Please note: Not all the information posted on this page will apply to the Home At Last™ program. If you have any questions about program guidelines, please email HAL@NVRural.org.

HAL GUIDELINE UPDATES

US BANK BULLETINS

US BANK SELLER GUIDE UPDATES

FANNIE MAE

FREDDIE MAC

FHFA

HUD

USDA

 

HAL GUIDELINE UPDATES

2021-01 MCC Program Update 30 Percent USDA Fee Waiver

2020-08 Manufactured Housing Update

2020-07 U.S. Bank’s New Mailing Address for HFA Final Documents

2020-06 Updates to Underwriter Certification Requirement and HAL Pals Pet Adoption Program

2020-05 US Bank FHA Loan Overlays_2020-04-03

2020-04 HFA Program Options Update

2020-03 HFA Program Options Update

2020-02 Freddie Mac – Income Limited to 80% AMI

2020-01 DTI Permitted up to 50% on FHA loans, SRP & Origination Fee Updates

2019-08 MCC Returns to 20% Tax Credit Rate

2019-07 MCC Temporarily Increases to 50%

2019-06 MCC Program 75% Utilized

2019-06 MCC Rate Change

2019-05 USDA Rate Cap Eliminated

2019-04 Fannie Mae HFA Preferred Update (Amended)

2019-03 Freddie Mac 5% is back

2019-02 Refinance Clarification

2019-01 Manufactured Housing FICO, DTI and Manual Underwriting Update


US BANK BULLETINS


US BANK SELLER GUIDE UPDATES


FANNIE MAE

FREDDIE MAC


FHFA


HUD


USDA