HAL Program Updates
For our lender partners, here is where you’ll find a complete list of program updates. If you have any questions about program guidelines please email HAL@NVRural.org.
HAL PROGRAM UPDATES
2022-08 Update to Down Payment Assistance Options
2022-07 Update to Down Payment Assistance Options
2022-06 Changes to Down Payment Assistance Options
2022-05 Changes to the Mortgage Credit Certificate (MCC) Program
2022-04 New Loans and Assistance Options
2022-03 New Loans and Assistance Options
2022-02 New Loans and Assistance Options
2022-01 New Loans and Assistance Options
2021-02 HAL Program Update- New Income Limits
2021-01 MCC Program Update 30 Percent USDA Fee Waiver
2020-08 Manufactured Housing Update
2020-07 U.S. Bank’s New Mailing Address for HFA Final Documents
2020-06 Updates to Underwriter Certification Requirement and HAL Pals Pet Adoption Program
2020-05 US Bank FHA Loan Overlays_2020-04-03
2020-04 HFA Program Options Update
2020-03 HFA Program Options Update
2020-02 Freddie Mac – Income Limited to 80% AMI
2020-01 DTI Permitted up to 50% on FHA loans, SRP & Origination Fee Updates
2019-08 MCC Returns to 20% Tax Credit Rate
2019-07 MCC Temporarily Increases to 50%
2019-06 MCC Program 75% Utilized
2019-05 USDA Rate Cap Eliminated
2019-04 Fannie Mae HFA Preferred Update (Amended)
2019-03 Freddie Mac 5% is back
2019-02 Refinance Clarification
2019-01 Manufactured Housing FICO, DTI and Manual Underwriting Update