HAL Program Updates

For our lender partners, here is where you’ll find a complete list of program updates. If you have any questions about program guidelines please email HAL@NVRural.org.

HAL PROGRAM UPDATES

2021-02 HAL Program Update- New Income Limits

2021-01 MCC Program Update 30 Percent USDA Fee Waiver

2020-08 Manufactured Housing Update

2020-07 U.S. Bank’s New Mailing Address for HFA Final Documents

2020-06 Updates to Underwriter Certification Requirement and HAL Pals Pet Adoption Program

2020-05 US Bank FHA Loan Overlays_2020-04-03

2020-04 HFA Program Options Update

2020-03 HFA Program Options Update

2020-02 Freddie Mac – Income Limited to 80% AMI

2020-01 DTI Permitted up to 50% on FHA loans, SRP & Origination Fee Updates

2019-08 MCC Returns to 20% Tax Credit Rate

2019-07 MCC Temporarily Increases to 50%

2019-06 MCC Program 75% Utilized

2019-06 MCC Rate Change

2019-05 USDA Rate Cap Eliminated

2019-04 Fannie Mae HFA Preferred Update (Amended)

2019-03 Freddie Mac 5% is back

2019-02 Refinance Clarification

2019-01 Manufactured Housing FICO, DTI and Manual Underwriting Update


US BANK BULLETINS


US BANK SELLER GUIDE UPDATES


FANNIE MAE

FREDDIE MAC


FHFA


HUD


USDA