Home At Last™ MCC 4-1-1 for Lenders

NEW! MCC can now be added to an eligible HAL loan or used by itself to help qualify borrowers – no need to use DPA. To add a standalone MCC follow these instructions:

RESERVING A STANDALONE MCC

ADDING MCC TO A DPA LOAN

Note: The MCC cannot be paired with the Nevada Housing Division’s tax-exempt bond programs for first-time home buyers. The MCC can be paired with the Nevada Housing Division’s Home is Possible for Teachers or Heroes loans.

 

Post-closing: The MCC Compliance File will be uploaded to eHP Digital Docs just as you currently do for the Home At Last™ Program.

MCC Guidelines – NEW!

MCC Income and Purchase Price Limits

Refinancing a loan with an existing MCC? The MCC will need to be reissued for the borrower(s). Please click on the MCC Reissuance Application below and follow the instructions. Please note, the Nevada Rural Housing Authority will process the reissuance of MCCs, please do not submit MCC refinance applications to eHousingPlus.

MCC Reissuance (Refinance) Application – For Refinances

Submit the MCC Reissuance (Refinance) Application Here

 

Want to Become an Approved Lender? Sign Up Below!

Use the links below to complete and submit the Lender agreement. Upon acceptance, typically the same day, a Home At Last™ Specialist will contact you to schedule any necessary program training so you can begin offering the MCC program to your homebuyers. We look forward to welcoming you to the Home At Last™ team!

Lender MCC Participation Agreement

Submit Your Signed MCC Lender Participation Agreement Here