Home At Last™ MCC 4-1-1 for Lenders
NEW! MCC can now be added to an eligible HAL loan or used by itself to help qualify borrowers – no need to use DPA. To add a standalone MCC follow these instructions:
Note: The MCC cannot be paired with the Nevada Housing Division’s tax-exempt bond programs for first-time home buyers. The MCC can be paired with the Nevada Housing Division’s Home is Possible for Teachers or Heroes loans.
Post-closing: The MCC Compliance File will be uploaded to eHP Digital Docs just as you currently do for the Home At Last™ Program.
MCC Guidelines – NEW!
View the current MCC guidelines by using the link above. After the page has loaded click on the guidelines button in the E-housing menu. Then scroll down and click on the MCC Guidelines icon.
Refinancing a loan with an existing MCC? The MCC will need to be reissued for the borrower(s). Please click on the MCC Reissuance Application below and follow the instructions. Please note, the Nevada Rural Housing Authority will process the reissuance of MCCs, please do not submit MCC refinance applications to eHousingPlus.
Want to Become an Approved Lender? Sign Up Below!
Use the links below to complete and submit the Lender agreement. Upon acceptance, typically the same day, a Home At Last™ Specialist will contact you to schedule any necessary program training so you can begin offering the MCC program to your homebuyers. We look forward to welcoming you to the Home At Last™ team!