Home At Last™ MCC 4-1-1 for Lenders

NEW! Effective March 5, 2020, Lenders may add a Mortgage Credit Certificate (MCC) to an eligible Home At Last™ program loan within the eHousingPlus eHPortal. It’s as easy as 1-2-3 to add the MCC, just follow these instructions:

1. Reserve the Home At Last™ first mortgage as you normally do.

2. Immediately after you reserve the Home At Last™ first mortgage, click on the ADD ADDITIONAL button from the Main Menu options.

3. Then, do not enter any information, the system will automatically calculate the information, acknowledge you want the MCC by clicking on the UPDATE button.

The MCC Guidelines contain important information such as the new process within the eHPortal and the required MCC forms.

Post-closing: The MCC Compliance File will be uploaded to eHP Digital Docs just as you currently do for the Home At Last™ Program.

MCC Guidelines – NEW!

MCC Income and Purchase Price Limits

Refinancing a loan with an existing MCC? The MCC will need to be reissued for the borrower(s). Please click on the MCC Reissuance Application below and follow the instructions. Please note, the Nevada Rural Housing Authority will process the reissuance of MCCs, please do not submit MCC refinance applications to eHousingPlus.

MCC Reissuance (Refinance) Application – For Refinances

Submit the MCC Reissuance (Refinance) Application Here


Want to Become an Approved Lender? Sign Up Below!

Use the links below to complete and submit the Lender agreement. Upon acceptance, typically the same day, a Home At Last™ Specialist will contact you to schedule any necessary program training so you can begin offering the MCC program to your homebuyers. We look forward to welcoming you to the Home At Last™ team!

Lender MCC Participation Agreement

Submit Your Signed MCC Lender Participation Agreement Here