If you’re ready to buy a home, now (like now, now) is the time to do it! With historically low rates, Home At Last™ is here to help you start building equity in a home of your own (not to mention that ah-mazing feeling of being a homeowner!). Home At Last™ can provide homebuyers up to $25,000 in Down Payment Assistance and you don’t have to be a first-time buyer. Plus, our Mortgage Credit Certificate packs an even bigger punch when it comes to your buying power (a lender can use this tax credit as additional income).

Ready to learn more? Let’s go! You’ll first want to enroll at Home At Last University™ (yes, it’s a real thing). Except our university doesn’t come with tuition — instead, you’ll learn a lot about the homebuying process, connect with a Home At Last™ approved lender, AND fulfill our requirement of homebuyer education.

Take me to HAL U!

If you don’t have the 30-4o minutes to spare right now (that’s about how long our Homebuyer 101 course takes), that’s AOK — just bookmark the page and come back when you’re ready. But you can (and should!) take a quick peek at these crazy-low rates. Like, um, 2.375% on a FHA, VA or USDA loan (as of 9/11/2020). 

Show me the rates!

And if you’re ready to rock and want to talk to a lender today, who are we to say no?! We’ve got a handy-dandy search tool that will point you to all-star, HAL-proficient, lender partners in your area.

Find me an awesome lender!

Need another reason to get HAL? The MCC provides a tax credit of 20% of the mortgage interest paid, every year for the life of the loan — we’re talking 30 years of big-time savings. Now, that’s powerful.

Tell me more about this MCC!

*This institution is an equal opportunity provider and employer. Not all applicants will qualify. Home At Last™, a program of the Nevada Rural Housing Authority does not originate mortgage loans. Eligibility for the program is determined by licensed lenders approved to offer the Home At Last™ program. Rates shown in advertisements are for illustrative purposes only. Advertisements are not an offer to lend money or solicit a mortgage application.