Become A Program Lender
What's your answer?
When a borrower asks your loan officers if they know anything about that "rural program," what will the answer be? We can work together to make sure your company name is on this list, and your team is ready to serve all rural Nevada homebuyers!
How To Become An Approved Lender
First, if you're a branch manager, loan officer or support staff looking for lender program training, please visit HomeAtLastEducation.org. If you're looking for today's rates on our homeownership programs please visit our rates page.
Otherwise, there are a few steps that need to be completed to get your institution fully onboard with all of the programs NRH has to offer. If you have any questions about or during the process, please use the Contact Us button below, or send an email to HAL@nvrural.org.
Step 1: Sign all lender origination agreements
There are three master lender origination agreements (below), one for each program, that must be signed in order to offer that program. These agreements should only be signed by those representatives authorized to sign legally binding participation/origination agreements on behalf of the lending institution. Please note: These forms must be signed within the Adobe Sign tool – agreements received outside of Adobe Sign will not be executed. In addition, please complete the required Contact Sheet below. Only one contact sheet is required per lending institution.
Step 2: Email your US Bank Correspondent Lender Approval Letter
Please email your US Bank Correspondent Lender Approval Letter to HAL@nvrural.org. If you have not already received approval from US Bank, please call (800) 562-5165 to get approval as a correspondent lender.
Once the lender origination agreements, contact sheet and correspondent lender approval letter from US Bank are received, we'll notify eHousingPlus that your institution is now an approved lender. eHousing will reach out to the main contact on the contact sheet for additional information that is required prior to them granting access to the programs in their systems. That email will come from onboarding@ehpuniversity.com, so please be on the lookout for that email.
Step 3: Program Training
Once Steps 1 and 2 are complete, the next step is to complete Program Training. Loan originators, processors, underwriters and anyone who will touch loan files during origination and closing need to complete this training. After completing the lender program training, eHousing will email the individual their user credentials and/or add access to NRH's homeownership programs. Video tutorials for the eHousing reservation platform are available via eHP Front Porch (user credentials required).
Master Lender Origination Agreements for Signature
Home At Last™ TBA Program Master Lender Origination Agreement
Launchpad Single Family Bond Loan Program Master Lender Origination Agreement
Home At Last™ Mortgage Credit Certificate Program Master Lender Origination Agreement
Contact Sheet
The information on this form is required in order to participate in any/all of Nevada Rural Housing's homeownership programs, along with the applicable signed origination agreement(s) available above.
Email a completed copy of the form to HAL@NVRural.org.
Questions?
