Home At Last™ Daily Rates
NOTICE: Current market volatility makes it necessary to prepare for the temporary suspension of three Home At Last rate options. Effective with loans reserved on or after October 26, 2018, the options marked with an asterisk (*) will be temporarily suspended until market conditions improve.
When market conditions improve, the options will become available again. Our mission is to provide affordable financing options to rural Nevadans. We are exploring every option to do so and welcome your feedback. Together, we help make home ownership affordable in Nevada!
Rates for October 18, 2018
FHA, VA, USDA-RD 30-Year Fixed Rate Loans
| Loan Rates | Borrower Assistance | Loan Types | FICO Requirements |
| 5.500% | 2.00% | FHA, VA, USDA-RD | FHA 660+ VA 640 USDA-RD 640 |
| 6.000% | 3.00% | FHA or VA | FHA 660+ VA 640 |
| *6.250% | *3.00% | FHA | FHA 640-659 |
| *6.250% | *4.00% | FHA or VA | FHA 660+ VA 640 |
CONVENTIONAL (Fannie Mae HFA Preferred or Freddie Mac HFA Advantage) 30-Year Fixed Rate Loans
| Loan Rates | Borrower Assistance | Loan Types | FICO Requirements |
| 5.250% | 0.00% | HFA Preferred or HFA Advantage |
640 |
| 5.625% | 1.00% | HFA Preferred or HFA Advantage |
640 |
| 5.750% | 2.00% | HFA Preferred or HFA Advantage |
640 |
| 6.125% | 3.00% | HFA Preferred or HFA Advantage |
640 |
| 6.375% | 4.00% | HFA Preferred or HFA Advantage |
640 |
| *6.500% | *5.00% | HFA Preferred or HFA Advantage |
640 |
Click Here for the Full Rate Sheet