Home At Last™ Daily Rates
Rates shown are effective April 19, 2019. The eHousing reservation portal is open today, but their office is closed for Good Friday. Please contact us at HAL@NVRural.org with any questions.
FHA, VA, USDA-RD 30-Year Fixed Rate Loans
| Loan Rates | Borrower Assistance | Loan Types | FICO Requirements |
| 5.000% | 2.00% | FHA, VA, USDA-RD | 640 |
| 5.750% | 3.00% | FHA, VA | 640 |
| 6.000% | 4.00% | FHA, VA | 640 |
| 6.250% | 5.00% | FHA, VA | 640 |
PLEASE NOTE: In accordance with USDA Handbook 3555-1, Chapter 7.3.B, USDA RD Guaranteed loans have an interest rate cap limited to 100 basis points (1.00 percentage point) over the following: Current Fannie Mae yield for 90-day delivery (actual/actual) for 30-year fixed rate conventional loans, rounded up to the nearest one-quarter of 1 percent. CLICK HERE to view the Fannie Mae website used to calculate the cap. The Home At Last interest rate offered with 2% down payment assistance IS confirmed to meet USDA guidelines each morning.
CONVENTIONAL 30-Year Fixed Rate Loans
| Loan Rates | Borrower Assistance | Loan Types | FICO Requirements |
| 4.750% | 0.00% | Fannie Mae HFA Preferred & Freddie Mac HFA Advantage |
640 |
| 5.125% | 1.00% | Fannie Mae HFA Preferred & Freddie Mac HFA Advantage |
640 |
| 5.375% | 2.00% | Fannie Mae HFA Preferred & Freddie Mac HFA Advantage |
640 |
| 5.750% | 3.00% | Fannie Mae HFA Preferred & Freddie Mac HFA Advantage |
640 |
| 6.125% | 4.00% | Fannie Mae HFA Preferred Only | 640 |
| 6.375% | 5.00% | Fannie Mae HFA Preferred Only | 640 |
Click Here for the Full Rate Sheet
