Home At Last™ Daily Rates

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Loan rates shown are effective January 24, 2020.

FHA, VA, USDA-RD 30-Year Fixed Rate Loans

Down Payment Assistance Loan Rates Loan Types FICO Requirements
0.00% 3.375% FHA, VA, USDA-RD 640
2.00% 4.375% FHA, VA, USDA-RD 640
3.00% 4.500% FHA, VA, USDA-RD 640
4.00% 4.625% FHA, VA, USDA-RD 640
5.00% 5.500% FHA, VA, USDA-RD 640

CONVENTIONAL 30-Year Fixed Rate Loans

Down Payment Assistance Freddie Mac
HFA Advantage
80% AMI or less
Fannie Mae
HFA Preferred
80% AMI or Less
Fannie Mae
HFA Preferred
Over 80% AMI
FICO Requirements
0.00% 3.750% 3.875% 4.500% 640
1.00% 4.125% 4.250% 4.875% 640
2.00% 4.625% 4.625% 5.125% 640
3.00% 4.750% 5.125% 5.500% 640
4.00% 4.875% 5.250% 6.000% 640
5.00% 5.625% 5.625% N/A 640

NOTE: Manufactured home government loans require a minimum 680 FICO score.

For more information about trio, rural Nevada’s new lease-to-own option, homebuyers can visit ThinkTrio.comLender and real estate partners should check out TrioResidential.com to learn more.