Home At Last™ Daily Rates

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RATE DROP! Rates shown are effective August 23, 2019.
FHA, VA, USDA-RD 30-Year Fixed Rate Loans

Loan Rates Borrower Assistance Loan Types FICO Requirements
3.375% 0.00% FHA, VA, USDA-RD 640
4.000% 2.00% FHA, VA, USDA-RD 640
5.000% 3.00% FHA, VA 640
5.625% 4.00% FHA, VA 640
6.000% 5.00% FHA, VA 640

CONVENTIONAL 30-Year Fixed Rate Loans

Loan Rates Borrower Assistance Loan Types FICO Requirements
4.125% 0.00% Fannie Mae & Freddie Mac 640
4.375% 1.00% Fannie Mae & Freddie Mac 640
4.875% 2.00% Fannie Mae & Freddie Mac 640
5.250% 3.00% Fannie Mae & Freddie Mac 640
5.625% 4.00% Fannie Mae & Freddie Mac 640
5.875% 5.00% Fannie Mae Only 640

PLEASE NOTE: In accordance with USDA Handbook 3555-1, Chapter 7.3.B, USDA RD Guaranteed loans have an interest rate cap limited to 100 basis points (1.00 percentage point) over the following: Current Fannie Mae yield for 90-day delivery (actual/actual) for 30-year fixed rate conventional loans, rounded up to the nearest one-quarter of 1 percent. CLICK HERE to view the Fannie Mae website used to calculate the cap. The Home At Last interest rates offered for USDA loan options are confirmed to meet USDA guidelines each morning.