Home At Last™ Daily Rates
Please Note: Bond Markets will be closed on December 25 for Christmas Day.
Rates effective December 17, 2018:
FHA, VA, USDA-RD 30-Year Fixed Rate Loans
| Loan Rates | Borrower Assistance | Loan Types | FICO Requirements |
| 5.125% | 2.00% | FHA, VA, USDA-RD | FHA 660+ VA 640 USDA-RD 640 |
| 5.750% | 2.00% | FHA | 640-659 |
| 5.750% | 3.00% | FHA or VA | FHA 660+ VA 640 |
| N/A | 4.00% | FHA or VA | FHA 660+ VA 640 |
CONVENTIONAL (Fannie Mae HFA Preferred or Freddie Mac HFA Advantage) 30-Year Fixed Rate Loans
| Loan Rates | Borrower Assistance | Loan Types | FICO Requirements |
| 5.125% | 0.00% | HFA Preferred or HFA Advantage |
640 |
| 5.375% | 1.00% | HFA Preferred or HFA Advantage |
640 |
| 5.750% | 2.00% | HFA Preferred or HFA Advantage |
640 |
| 6.125% | 3.00% | HFA Preferred or HFA Advantage |
640 |
| 6.375% | 4.00% | HFA Preferred or HFA Advantage |
640 |
| N/A | 5.00% | HFA Preferred or HFA Advantage |
640 |
Click Here for the Full Rate Sheet
NOTICE: Effective with loans reserved on or after October 26, 2018, the following options will be temporarily suspended until market conditions improve: FHA 660+ and VA 640 with 4% assistance, FHA 640-659 with 3% assistance, and Conventional with 5% assistance.
When market conditions improve, the options will become available again. Our mission is to provide affordable financing options to rural Nevadans. We continue to explore every option to bring more options and we always welcome your feedback. Together, we help make home ownership affordable in Nevada!