Home At Last™ Daily Rates
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Loan rates shown are effective January 24, 2020.
FHA, VA, USDA-RD 30-Year Fixed Rate Loans
| Down Payment Assistance | Loan Rates | Loan Types | FICO Requirements |
| 0.00% | 3.375% | FHA, VA, USDA-RD | 640 |
| 2.00% | 4.375% | FHA, VA, USDA-RD | 640 |
| 3.00% | 4.500% | FHA, VA, USDA-RD | 640 |
| 4.00% | 4.625% | FHA, VA, USDA-RD | 640 |
| 5.00% | 5.500% | FHA, VA, USDA-RD | 640 |
CONVENTIONAL 30-Year Fixed Rate Loans
| Down Payment Assistance | Freddie Mac HFA Advantage 80% AMI or less |
Fannie Mae HFA Preferred 80% AMI or Less |
Fannie Mae HFA Preferred Over 80% AMI |
FICO Requirements |
| 0.00% | 3.750% | 3.875% | 4.500% | 640 |
| 1.00% | 4.125% | 4.250% | 4.875% | 640 |
| 2.00% | 4.625% | 4.625% | 5.125% | 640 |
| 3.00% | 4.750% | 5.125% | 5.500% | 640 |
| 4.00% | 4.875% | 5.250% | 6.000% | 640 |
| 5.00% | 5.625% | 5.625% | N/A | 640 |
NOTE: Manufactured home government loans require a minimum 680 FICO score.
