Home At Last™ Daily Rates

NOTICE: Current market volatility makes it necessary to prepare for the temporary suspension of three Home At Last rate options. Effective with loans reserved on or after October 26, 2018, the options marked with an asterisk (*) will be temporarily suspended until market conditions improve.

When market conditions improve, the options will become available again. Our mission is to provide affordable financing options to rural Nevadans. We are exploring every option to do so and welcome your feedback. Together, we help make home ownership affordable in Nevada!

Rates for October 18, 2018

FHA, VA, USDA-RD 30-Year Fixed Rate Loans

Loan Rates Borrower Assistance Loan Types FICO Requirements
5.500% 2.00% FHA, VA, USDA-RD FHA 660+
VA 640
USDA-RD 640
6.000% 3.00% FHA or VA FHA 660+
VA 640
*6.250% *3.00% FHA FHA 640-659
*6.250% *4.00% FHA or VA FHA 660+
VA 640


CONVENTIONAL (Fannie Mae HFA Preferred or Freddie Mac HFA Advantage) 30-Year Fixed Rate Loans

Loan Rates Borrower Assistance Loan Types FICO Requirements
5.250% 0.00% HFA Preferred or
HFA Advantage
640
5.625% 1.00% HFA Preferred or
HFA Advantage
640
5.750% 2.00% HFA Preferred or
HFA Advantage
640
6.125% 3.00% HFA Preferred or
HFA Advantage
640
6.375% 4.00% HFA Preferred or
HFA Advantage
640
*6.500% *5.00% HFA Preferred or
HFA Advantage
640

Click Here for the Full Rate Sheet

Please Note: Bond Markets will be closed on November 22, 2018 for Thanksgiving Day and December 25, 2018 for Christmas Day.