Home At Last™ Daily Rates
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Rates shown are effective June 17, 2019.
FHA, VA, USDA-RD 30-Year Fixed Rate Loans
| Loan Rates | Borrower Assistance | Loan Types | FICO Requirements |
| 3.500% | 0.00% | NEW!! FHA, VA, USDA-RD | 640 |
| 4.500% | 2.00% | FHA, VA, USDA-RD | 640 |
| 5.250% | 3.00% | FHA, VA | 640 |
| 6.000% | 4.00% | FHA, VA | 640 |
| 6.250% | 5.00% | FHA, VA | 640 |
CONVENTIONAL 30-Year Fixed Rate Loans
| Loan Rates | Borrower Assistance | Loan Types | FICO Requirements |
| 4.250% | 0.00% | Fannie Mae & Freddie Mac | 640 |
| 4.750% | 1.00% | Fannie Mae & Freddie Mac | 640 |
| 5.250% | 2.00% | Fannie Mae & Freddie Mac | 640 |
| 5.500% | 3.00% | Fannie Mae & Freddie Mac | 640 |
| 6.000% | 4.00% | Fannie Mae & Freddie Mac | 640 |
| 6.250% | 5.00% | Fannie Mae Only | 640 |
PLEASE NOTE: In accordance with USDA Handbook 3555-1, Chapter 7.3.B, USDA RD Guaranteed loans have an interest rate cap limited to 100 basis points (1.00 percentage point) over the following: Current Fannie Mae yield for 90-day delivery (actual/actual) for 30-year fixed rate conventional loans, rounded up to the nearest one-quarter of 1 percent. CLICK HERE to view the Fannie Mae website used to calculate the cap. The Home At Last interest rate offered with 2% down payment assistance IS confirmed to meet USDA guidelines each morning.
