Home At Last™ Daily Rates

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Rates shown are effective June 17, 2019.
FHA, VA, USDA-RD 30-Year Fixed Rate Loans

Loan Rates Borrower Assistance Loan Types FICO Requirements
3.500% 0.00% NEW!!  FHA, VA, USDA-RD 640
4.500% 2.00% FHA, VA, USDA-RD 640
5.250% 3.00% FHA, VA 640
6.000% 4.00% FHA, VA 640
6.250% 5.00% FHA, VA 640

CONVENTIONAL 30-Year Fixed Rate Loans

Loan Rates Borrower Assistance Loan Types FICO Requirements
4.250% 0.00% Fannie Mae & Freddie Mac 640
4.750% 1.00% Fannie Mae & Freddie Mac 640
5.250% 2.00% Fannie Mae & Freddie Mac 640
5.500% 3.00% Fannie Mae & Freddie Mac 640
6.000% 4.00% Fannie Mae & Freddie Mac 640
6.250% 5.00% Fannie Mae Only 640

PLEASE NOTE: In accordance with USDA Handbook 3555-1, Chapter 7.3.B, USDA RD Guaranteed loans have an interest rate cap limited to 100 basis points (1.00 percentage point) over the following: Current Fannie Mae yield for 90-day delivery (actual/actual) for 30-year fixed rate conventional loans, rounded up to the nearest one-quarter of 1 percent. CLICK HERE to view the Fannie Mae website used to calculate the cap. The Home At Last interest rate offered with 2% down payment assistance IS confirmed to meet USDA guidelines each morning.