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The A to Zs of Housing

Housing acronyms, (like PBV) can be so darn confusing! One minute you’re reading along just fine, and the next you’re staring at a string of capital letters wondering if you missed a meeting, a memo, or an entire dictionary. 

That’s exactly why this page exists. 

Think of it as your handy little decoder ring—a straightforward, no-nonsense guide designed to help you quickly understand what those mysterious letters actually mean. 

Instead of getting lost in a sea of capital letters, you’ll have one clear place to find the answers. No jargon. No overcomplicated definitions. Just clear explanations to help you make sense of it all—one acronym at a time.

A

ACC - Annual Contributions Contract

ACOP - Admissions & Continued Occupancy Policy

AGMI - Area Gross Median Income

AHP - Affordable Housing Program

AIA - American Institute of Architects

ALTA - American Land Title Association (surveys)

AMI - Area Median Income

B

BIN - Building Identification Number

C

CARH - Council on Affordable and Rural Housing

CDBG - Community Development Block Grant

CDC - Community Development Corporation

CDBO - Community Based Development Organization

CDE - Community Development Entities

CDFI - Community Development Financial Institution

CHAP - CARES Housing Assistance Program (COVID-19)

CHDO - Community Housing Development Organization

CMAR - Construction Manager at Risk

CNA - Capital Needs Assessment

COC - Continuum of Care (aka Shelter Plus Care) Vouchers

CPD - HUDS's Office of Community Planning and Development

D

DDA - Difficult to Develop Area

DOE - Department of Energy

E

EAP - Emergency Assistance Program

EIV - Electronic Income Verification

EUL - Estimated Useful Life

EUP - Extended Use Period

F

FHA - Fair Housing Act

FHFA - Federal Housing Finance Agency

FHLB - Federal Home Loan Bank

FHLBSF - Federal Home Loan Bank of San Francisco, click here to see how they contributed to our homeownership education course.

FISH - Friends in Service Helping

FMR - Fair Market Rent, click here to see our most recent information.

FSS - Family Self Sufficiency

FUP - Family Unification Program

G

GNMA - Government National Mortgage Association (Ginnie Mae)

GRIPF - Green Retrofit Incentive Performance Fee

GRP - Green Retrofit Program

H

HAL - Home At Last is one of our many great homeownership programs and has been a key part of NRH since 2006. There’s no first-time homebuyer requirement, so it could be a great fit for you. Learn more here.

HAP - Housing Assistance Payment

HCV - Housing Choice Voucher, formerly called Section 8, is a federally funded program that helps very low-income families, seniors, and people with disabilities afford rent in the private housing market. Learn more here.

HERA - Housing and Economic Recovery Act

HFA - Housing Finance Agencies

HH - Household

HOPE - Public and Indian Housing (HUD)

HUD - Housing and Urban Development

I

IDIS - Integrated Disbursement and Information System (HUD)

IDRR - Initial Deposit to Replacement Reserves

IOI - Identify of Interest

IRP - Interest Reduction Payment

L

Lf - Linear Feet

LIHEA - Low Income Housing Energy Assistance

LIHTC - Low Income Housing Tax Credit

LIHTF - Low Income Housing Trust Fund

LOCCS - Line of Credit Control System

LOI - Letter of Intent

LPA - Limited Partnership Agreement

Ls - Lump Sum

M

MBS - Mortgage Backed Securities

MCC - Mortgage Credit Certification

MFIS - Multi-Family Information System

MI - Move in

MOU - Memorandum of Understanding

MPR - Multi-Family Preservation & Revitalization

MTSP - Multi-Family Tax Subsidy Project

N

NACO - National Association of Counties

NAHRO - National Association of Housing and Redevelopment Officials

NALHFA - National Association of Local Housing Financial Authorities

NCSHA - National Council of State Housing Agencies

NHC - Nevada Housing Coalition

NHD - Nevada Housing Division

NOD - Notice of Delivery (Settlements for DPA program)

NOFA - Notice of Funding Available

NOFO - Notification of Funding Opportunity (Federal)

NRHI - Nevada Rural Housing, Inc.

NSP2 - Neighborhood Stabilization Program

O

OAHP - Office of Affordable Housing Preservation

OMB - Office of Management and Budget

P

PABC - Private Activity Bond Cap

PAC - Project Assistance Contract

PBRA - Project Based Rental Assistance

PAE - Participating Administrative Entity

PBCA - Performance Based Contract Administration

PBRA - Project Based Rental Assistance

PBV - Project Based Voucher

PCTC - Per Capita Tax Credit

PHA - Public Housing Assistance

PHADA - Public Housing Authority's Director's Association

PHAS - Public Housing Assessment System

PILOT - Paid in lieu of taxes

PIS - Placed in Service

PJ - Participating Jurisdictions

PMA - Primary Market Area

PUPA - Per Unit Per Annual

PUPM - Per Unit Per Month

Q

QAP - Qualified Allocation Plan

QCT - Qualified Census Tract

QLICI - Qualified Low-Income Community Investments

R

RA - Retrofit Administrator

RAD - Rental Assistance Demonstration

RAP - Rental Assistance Payments

RAP - Rental Assistance Program

RCAC - Rural Community Assistance Corporation

RD - Rural Development

REAC - Real Estate Assessment Center

REB - Reasonably Expected Basis

RFA - Retrofit Funding Agreement

RFP - Request for Proposal

RHS - Rural Housing Service

RSP - Rent Supplement Program

RUL - Remaining Useful Life

S

SD - Security Deposit

SEI - Social Entrepreneurs, Inc.

SERC - Sustainable Energy Resources for Consumers

SLA - Supportive Living Arrangement

SPC - Shelter Plus Care

SY - Square Yards

T

TANF - Temporary Assistance for Needy Families

TBRA - Tenant Based Rental Assistance

TCAC - Tax Credit Allocation Committee

TIC - Tenant Income Certification

TTP - Total Tenant Payment

TPV - Tenant Protection Vouchers

U

UAP - Utility Assistance Payment (AKA URP)

UPCS - HUD's Uniform Physical Condition Standards

USDA - United States Department of Agriculture

V

VALIC - Variable Annuity Life Insurance Company

VASH - Veteran's Affairs Supportive Housing (program through HUD)

VMS - Voucher Management System

W

WAP - Weatherization Assistance Program

WNHC - Western Nevada HOME Consortium

WX - Weatherization