Can’t buy because of rates and prices? Challenge accepted!

At Nevada Rural Housing, we transform market challenges into opportunities for homebuyers. From securing historically low rates during the pandemic through our acclaimed Home At Last™ program to providing substantial down payment assistance through Home Means Nevada and Buy in Nye programs, we’re committed to your success in homeownership.

How we’ve made a difference:

• Home At Last™: Achieved rates as low as 2.250% during the pandemic, making homeownership more affordable. Check today’s Home At Last rates and assistance options.
• Home Means Nevada: Provided up to $35,000 in down payment assistance, forgivable after 3 years.
• Buy in Nye: Provided up to $30,000 in down payment assistance, also forgivable after 3 years.
• Launchpad: Designed to help new buyers navigate and overcome current market challenges.
• Mortgage Credit Certificate: It’s a first-time buyer’s dream come true! This program may help increase qualifying income. Read more about it here.

Although Home Means Nevada and Buy in Nye have exhausted funding, we are in the process of finalizing the next big down payment assistance program that will meet your challenges in today’s market.

What to do next:

• Subscribe for homeownership information and receive the latest updates.
• Bookmark our rates and assistance page and check it daily.
• Enroll in our cost-free online education course, available 24/7, to learn more about our programs.

*Participating lenders are responsible to follow all program, U.S. Bank, and loan agency guidelines, and reserve loans at the rates published at eHousingPlus. Not all applicants will qualify. Home At Last™ is a program of Nevada Rural Housing. Nevada Rural Housing does not originate mortgage loans or determine eligibility. Borrower eligibility for programs and mortgage financing is determined by licensed lenders approved to offer the programs.  The publishing of this information is not an offer to lend money or solicit a mortgage application. The MCC is for first-time homebuyers, which means not having owned a home in the past three years. Qualified veterans* are exempt from the first-time homebuyer requirement. Income and purchase price limits apply, and borrowers must meet all loan underwriting requirements for the mortgage being obtained to purchase a primary residence. Refer to the IRS website for full MCC tax credit details.