Buy in Nye Homeownership Program | Nevada Rural Housing

This limited-time program opens the door to two forgivable Down Payment Assistance (DPA) options offered exclusively in Nye County:

Option 1) $16,000 DPA
Option 2) $5,000 DPA

Pair Buy in Nye with the MCC for the following benefits:

The Mortgage Credit Certificate (MCC) helps first-time buyers and qualified veterans obtain mortgage tax credits for the life of the loan
MCC increases qualifying income and lowers debt-to-income ratios which help more homebuyers get approved for a home mortgage. For example, a $345,000 mortgage at 6.50% interest generates an estimated $371 in additional monthly income*.

Check out these eligible new home communities in Nye County.

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Buy in Nye Program Details

Income Eligibility

The income limits for this program are based on 300% of Federal Poverty Guidelines (FPG) and household size.

Household Size	Income Limit
1	$43,740
2	$59,160
3	$74,580
4	$90,000
5	$105,420
6	$120,840
7	$136,260
8	$151,680*
*For each additional household member add $15,420

Residency Requirements

At least one borrower must have a minimum six-month Nevada residency.

First-Time Homebuyer

Must be first-time, rural homebuyers (haven’t owned a home within the past three years).

Homebuyer Education

Homebuyer education is required. Check out the options for education here.

Buy in Nye Preferred Lenders

Name	Company	Phone Number	Email
Lynn Day	LeaderOne Financial	(702) 439-3598	lynnday@leader1.com
Peyton Powers	Loan Depot	(725) 238-0353	peytonpowers@loandepot.com
Kirsi Mbacke	Loan Depot	(702) 322-0421	kmbacke@loandepot.com
Leslie Gonzales	Castle & Cooke	(702) 580-1569	lgonzales@castlecookemortgage.com
Becca Green	Guild Mortgage	(702) 851-4321	beccag@guildmortgage.net
Jason Fraley	Axia Home Loans	(775) 537-7234	jason.fraley@axiahomeloans.com
Jaymie Butler Taylor	Guild Mortgage	(702) 570-6464	jbutlertaylor@guildmortgage.net

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