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Affordable Mortgages Provided to Homebuyers
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Down Payment Assistance Provided Since 2006

Home At Last™ Homeownership Programs

Yes! The Home At Last™ program is fully operational, and at no time has the program been suspended. Please email HAL@NVRural.org with any questions.

Down Payment Assistance

Home At Last! We know that home is more than just a house. It’s a red door and wide-open windows. It’s cuddling up in front of a warm fire or the glow of soft candlelight. Home means freedom. And home means a better Nevada, for all. That’s why the Home At Last™ team works every day to connect Nevadans with affordable housing solutions that are right for them. We believe that, when more Nevadans are able to purchase a home of their own, we all benefit through stronger, more stable, and economically vital communities.

Home At Last™, a program of the Nevada Rural Housing Authority provides assistance options ranging from 0% to 5% of the loan amount. The popular 0% option is ideal for homebuyers who have saved up their own funds to buy a home and they want to use Home At Last™ to get the lowest rate.  The 5% option provides up to a maximum of $25,000 (based on the conforming loan limits, currently $510,400).  Down payment assistance may also be used for closing costs.

As you explore our Home At Last™ pages, you’ll find eligibility requirements, areas we serve, how to complete the required homebuyer education, and how to connect with expert Home At Last™  approved lenders and certified real estate agents. Together, we’ll walk you through the steps to homeownership – so you can finally get home at last!

To get started, just click on a link below or browse the navigation menu to the right. Our team of experts is just a phone call or email away!

Tell Me More About Down Payment Assistance!

Refinance with Home At Last™, too!

At Nevada Rural Housing Authority, our mission is to promote, provide and finance affordable housing opportunities for all rural Nevadans. Of course, this includes providing the most affordable financing solutions to current homeowners, too! Take a look at our historically low rates and contact a participating Home At Last™ lender today.

Show Me the Interest Rates!

Mortgage Credit Certificates – The “MCC”

The “MCC” has opened the door to affordable homeownership for thousands of rural Nevadans, who are still enjoying the tax credit savings year after year. This incredible program provides eligible first-time homebuyers or qualified veterans with an annual tax credit equal to 20% of the mortgage interest paid on the loan – every year for the life of the loan!  If homeownership is in your future, you’ll want to check if you meet the eligibility requirements for this amazing program because you can only get the MCC at the time you purchase the home.

Tell Me More About the Mortgage Credit Certificate!

Trio Lease-to-Own Program available in Nevada!

We are excited to welcome Trio to the Home At Last™ family of programs. Trio provides us yet another tool to help even more Nevadans achieve their dreams of homeownership. For more information about trio, rural Nevada’s new lease-to-own option, homebuyers can visit ThinkTrio.comLender and real estate partners should check out TrioResidential.com to learn more.

Learn More About Trio

I’m Ready to Take the Home At Last™ Homebuyer Education Course!

¡Estoy listo para tomar el curso de Educación para Compradores de Vivienda de Home At Last™!

How Do I Check if the Property is Considered “Rural”?

What are the Home At Last™ Program Fees?

Get Started – Find a Home At Last™ Approved Lender

Looking for a Home At Last™ Certified Realtor®?

 

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