Program Resources for Our Lender Partners

Our lenders are our strategic partners, and our job is to make your job easier (and fruitful!). Lender Link is your nifty, one-stop-shop for all things Home At Last™. Bookmark this page, then use the quick links below to access the tools you use every day as a Home At Last™ guru.

Need to sign up to offer the Home At Last programs to your borrowers? Click on Become an Approved Lender for next steps.

Need to take program training? Click on Lender Program Training to complete the online training course for DPA and MCC.

Down Payment Assistance Resources

DPA HAL-150 Table of Contents
DPA Rates & Requirements
DPA Program Guidelines
DPA US Bank Guidelines (AllRegs)

MCC (Mortgage Credit Certificate) Resources

MCC Calculator to Estimate the Borrower’s Additional Qualifying Income
MCC Instructions – How to Reserve an MCC in eHousing without a DPA Loan
MCC Instructions – How to Reserve an MCC in eHousing with a DPA Loan
MCC Program Fees
MCC Income and Purchase Price Limits
MCC Program Guidelines

Nevada Housing Division Loans: The MCC cannot be paired with another tax-exempt bond program, such as Nevada Housing Division’s First-Time Buyer program.

Post-closing Tip: The MCC Compliance File will be uploaded to eHP Digital Docs just as you currently do for the Home At Last™ DPA Program.

Does the MCC need to be re-issued if the borrower refinances? Yes! Head to our MCC Refinance – Reissuance Application page for full details. MCCs must be reissued after refinancing in order for the borrower to continue claiming the annual Federal Tax Credit. There is no limit to the number of times a borrower may refinance, but the MCC benefit can never increase from the original MCC issued at the time the home is purchased.

Marketing Materials

Flyer – English/Spanish
Flyer – Request a Custom Flyer with Your Head Shot and Contact Info
Clark County Eligible Areas
Eligible New Home Communities

Need something else? Email us at HAL@NVRural.org or call toll-free 833-Go-HAL-NV (833-464-2568).