Program Updates
For our lender partners, here is where you'll find a complete list of program updates. If you have any questions about program guidelines, please email HAL@NVRural.org.
- 2025-03 Program Update - Home At Last Program Fee Changes
- 2025-02 Program Update - Home At Last Program Changes
- 2025-01 Program Update Launchpad 2.0
- 2024-05 Program Update - Changes to the Home At Last Advantage Programs
- 2024-04 Program Update - Series 2024A Bond Program
- 2024-03 Program Update - Series 2024A Bond Program
- 2024-02 Program Update - Series 2024A Bond Program
- 2024-01 Program Update - HMN DPA Increase
- 2023-07 Program Update - New MCC Program & Fees
- 2023-06 Program Update - BIN Update
- 2023-05 Program Update - HMN and BIN DPA Increase
- 2023-04 Program Update HAL Income Limits
- 2023-03 Program Update MCC Income & Purchase Price Limits
- 2023-02 SRP and Origination
- 2023-01 Increase to Loan Purchase Extension Fees
- 2022-08 Changes to Second Loan Terms
- 2022-07 4% Home At Last Advantage DPA Option
- 2022-06 Changes to DPA Options
- 2022-05 MCC Tax Credit Rate Changed to 20%
- 2022-04 Changes to DPA Options
- 2022-03 Changes to DPA Options
- 2022-02 Changes to DPA Options
- 2022-01 Changes to DPA Options
- 2021-02 New Income Limits - HAL Program
- 2021-01 MCC Tax Credit Rate Changed to 30% - Fee Waived for USDA Loans
- 2020-08 Manufactured Housing Updated Guidelines
- 2020-07 U.S. Bank’s New Mailing Address for HFA Final Documents
- 2020-06 Updates to Underwriter Certification Requirement and HAL Pals Pet Adoption Program
- 2020-05 US Bank FHA Loan Overlays_2020-04-03
- 2020-04 Changes to DPA Options
- 2020-03 HFA Program Options Update
- 2020-02 Freddie Mac - Income Limited to 80% AMI
- 2020-01 DTI Permitted up to 50% on FHA loans, SRP & Origination Fee Updates
- 2019-08 MCC Returns to 20% Tax Credit Rate
- 2019-07 MCC Temporarily Increases to 50%
- 2019-06 MCC Program 75% Utilized
- 2019-06 MCC Tax Credit Rate Changed to 20%
- 2019-05 USDA Rate Cap Eliminated
- 2019-04 Fannie Mae HFA Preferred Update (Amended)
- 2019-03 Freddie Mac 5% is back
- 2019-02 Refinance Clarification
- 2019-01 Manufactured Housing FICO, DTI and Manual Underwriting Update
